Famous Refinance Mortgage Harp Ideas. First announced in march 2009, harp is designed for homeowners who are current on their mortgage payments, but who haven't been able to refinance because they have limited equity, no equity or negative equity in. To calculate the ltv on your mortgage, divide the amount you owe by the estimated value of your.

Web harp closing costs. While that may not sound impressive to a few, it is and here is why. Like harp, the enhanced relief refinance mortgage lets homeowners who are underwater on their mortgage refinance.